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Switching from unemployment insurance to disability, Calif What is this ?

 
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redbutt
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Joined: 25 Feb 2009
Posts: 9
Location: California USA
PostPosted: Tue Mar 31, 2009 4:33 pm    Post subject: Switching from unemployment insurance to disability, Calif Reply with quote
My husband was discharged from work and applied for UI. He has rectal cancer and had a surgery in March 2009. His doctor said he qualifies for SDI (California state disability insurance). Is it possible to switch from UI to SDI, and then go back to UI when his disability ends?
Thanks.
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brainman
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Joined: 13 Oct 2005
Posts: 5986
Location: Tennessee
PostPosted: Tue Mar 31, 2009 7:42 pm    Post subject: Re: Switching from unemployment insurance to disability, Calif Reply with quote
redbutt, I am very sorry about your husband's cancer. Yes, he is qualified for SDI. He also qualifies for Medicare. I am not sure what health coverage he has under his UI. That is really the key for me. As you well know, health costs can eat up his income if he does not have insurance to help.

Keep us informed.
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redbutt
New User


Joined: 25 Feb 2009
Posts: 9
Location: California USA
PostPosted: Tue Mar 31, 2009 11:10 pm    Post subject: Re: Switching from unemployment insurance to disability, Calif Reply with quote
Brainman, thanks a lot for your reply. I know that he does qualify for SDI, but initially he applied for UI and I am wondering [b]if it is possible to switch from UI to SDI and then go back on UI when his disability ends.[/b] Because if he does not find a job while on SDI, he would need some more time to look for one, and it would be nice if he could get unemployment insurance. So far our doctor offers 6 weeks of disability.
I doubt that my husband qualifies for Medicare. He was fired in February 2009, just 2 weeks before his surgery, and we had to go with COBRA in order not to postpone the surgery. He had a partial removal of colon and of a small liver leision, and now has temporary ileostomy.
I did not have enough time to look into all the options available, but I checked that if we switch to the health plan offered through my employer, his surgery won't be covered, since his hospital and his surgeon are out of the network. So we are paying 1000 dollars a month for health insurance.
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brainman
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Joined: 13 Oct 2005
Posts: 5986
Location: Tennessee
PostPosted: Wed Apr 01, 2009 10:15 pm    Post subject: Re: Switching from unemployment insurance to disability, Calif Reply with quote
Oh, I understand. I do not think that he can go back on UI if he voluntarily gives it up in exchange for Disability Insurance. However, his disability insurance will last as long as he remains disabled... and then some. If he is classified as disabled, he will also qualify for Medicare. He might have to wait a while (I think it is a year). I assume that California follows the Social Security Admin policies ( http://www.ssa.gov/ )
_________________
Jim
Administrator and long-term cancer survivor
1992 Astrocytoma grade 2, left motor strip
2005 Recurrence this time said to be an Oligodendroglioma grade 3, same location.
http://cancerforums.net/viewtopic.php?t=2405
My Story Part 1: http://cancerforums.net/viewtopic.php?t=2528
My Story Part 2: http://cancerforums.net/viewtopic.php?p=7350
My Story Part 3: http://cancerforums.net/viewtopic.php?t=8029
Twitter: @JimHawkins54
FaceBook: http://www.facebook.com/James.Hawking54?ref=profile
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