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bnot
Experienced user
Joined: 21 Aug 2008
Posts: 53
Location: Mobile, AL
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 Posted: Wed Sep 10, 2008 12:31 am Post subject: Medicare and Radaition treatments? |
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Does medicare pay a good part of radaition? Or a small fraction? Just wondering if we'll need to come up with more money if Mom needs radation.
What is a ball park figure that radaition costs? I know they said she'll have to go every day for a month, depending on the biopsy. Sounding pricy, already, and I need to get a guestamate on what we'll need so won't get caught broke. |
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pbj11
Site Admin
Joined: 12 May 2007
Posts: 2403
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| Posted: Wed Sep 10, 2008 7:02 am Post subject: Re: Medicare and Radaition treatments? |
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Bnot,
Medicare pays a percentage of everything, but I hope your Mom has a secondary insurance carrier. That's the biggie who will cover the leftover costs from Medicare. We had a good secondary and never spent more than the 1500 deductible per year for everything. I think the deductible is the Medicare part, but I could be wrong. All I remember is we didn't pay anything once that 1500 was met each year.
Hope this helps.
PBJ
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Husband diagnosed with NSCLC Stage IV. (Non-Small Cell Lung Cancer) Fought & lived 2 1/2 years with multiple lines of treatment.
Post describing our battle: http://cancerforums.net/viewtopic.php?t=7026&postdays=0&postorder=asc&start=0 |
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bnot
Experienced user
Joined: 21 Aug 2008
Posts: 53
Location: Mobile, AL
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| Posted: Wed Sep 10, 2008 11:17 am Post subject: Re: Medicare and Radaition treatments? |
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| She doesn't have a secondary insurance. Just medicare. |
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pbj11
Site Admin
Joined: 12 May 2007
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| Posted: Wed Sep 10, 2008 2:09 pm Post subject: Re: Medicare and Radaition treatments? |
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Bnot,
Then medicare picks up whatever portion they pick up and you are responsible for the rest. I don't know the percentages -- never bothered to look! Someone else might know if they are like 80/20 or whatever.
PBJ
_________________
Husband diagnosed with NSCLC Stage IV. (Non-Small Cell Lung Cancer) Fought & lived 2 1/2 years with multiple lines of treatment.
Post describing our battle: http://cancerforums.net/viewtopic.php?t=7026&postdays=0&postorder=asc&start=0 |
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bnot
Experienced user
Joined: 21 Aug 2008
Posts: 53
Location: Mobile, AL
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| Posted: Wed Sep 10, 2008 2:13 pm Post subject: Re: Medicare and Radaition treatments? |
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I knew that much as I'm on medicare too.
I just don't know how much the treatments cost.
And if anyone else has medicare, are they stuck with a $10,000+ bill after medicare pays.
Just wondering if I'll have to refinance my home to pay for Mom's treatment, as neither of us are rich. |
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brainman
Site Admin
Joined: 13 Oct 2005
Posts: 5617
Location: Tennessee
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| Posted: Wed Sep 10, 2008 4:02 pm Post subject: Re: Medicare and Radaition treatments? |
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bnot, your question about Medicare is not so simple to answer because Medicare actually farms out the insurance to heath insurance companies. Most of these have several optional policies with varying degrees of coverage. She might also have just the basic Medicare policy which does cover 80% of the cost that they allow for the particular treatment. Medicare and the insurance companies that offer Medicare coverage do send out an annual book that has all of their coverages listed.
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Jim
Administrator and long-term cancer survivor
1992 Astrocytoma grade 2, left motor strip
2005 Recurrence this time said to be an Oligodendroglioma grade 3, same location.
http://cancerforums.net/viewtopic.php?t=2405
My Story Part 1: http://cancerforums.net/viewtopic.php?t=2528
My Story Part 2: http://cancerforums.net/viewtopic.php?p=7350
My Story Part 3: http://cancerforums.net/viewtopic.php?t=8029
Twitter: @JimHawkins54 |
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